Property investment in Cyprus

We provide all prospective home buyers and sellers a committed, professional real estate service with a fresh, modern approach. We have the latest property and lands for sale in popular places throughout Cyprus.

The most convenient way to look for houses in Cyprus

If you’re looking for a place to invest in Cyprus real property, iListers property is the smart approach to find your dream home in the sun! You may be wanting to retire in a warmer climate, acquire a vacation home, or simply locate an investing opportunity while purchasing a property abroad. Property in prominent European countries such as Cyprus is available for purchase through iListers.

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Sleep in complete tranquility Bright Sunshine to Begin Your Day ​

A plot of land in Limassol or a house in Nicosia? Whether you’re looking for land for a home or a business, Cyprus has plenty of options, and because to favorable town planning incentives, the depth and height of developments are usually friendly.

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Exclusive Cyprus Properties

Apartments, villas, holiday homes, townhouses, land, and commercial property are available for sale in Nicosia, Paphos, Ayia Napa, Larnaca, Limassol, Protaras, and other beautiful areas in Cyprus. If you’re looking for an investment property, a commercial opportunity, or a vacation or retirement home in Cyprus, we can help.

Quality Home Developers Cyprus, your first stop for real estate in Cyprus, has the most recent property for sale in Nicosia. Nicosia is the island of Cyprus capital city. It is the world's only divided capital, with the northern half in Turkey and the southern half in Greece. Our Nicosia property is updated on a daily basis, with new apartments, villas, and estates being added to our portfolio on a regular basis.
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The Purchase Of Real Estate Property In Cyprus

The Purchase Of Real Estate

In recent years, there has been a rise in interest in owning real estate in the Republic of Cyprus. Cyprus’s mild climate, favorable tax system, strategic geographic location, EU membership, and double tax treaties with a number of other countries are just a few of the factors that have contributed to Cyprus’s status as the ideal real estate investment hub.

Regulatory Framework

Cyprus Law, which is generally followed by the respective UK Laws, regulates immovable property transactions. Individuals and businesses purchasing real estate in Cyprus enjoy the same rights as natives and their ownership is guaranteed.

Non-Europeans vs. Europeans

There are a few distinctions between European and non-European nationals when purchasing real estate in Cyprus.


European residents (including corporations with European shareholders) are free to buy any residential or commercial property in Cyprus. Residents of the European Union are recognized as natives and are allowed to register for as many properties as they want in their name.


Non-EU residents who desire to purchase real estate in Cyprus must adhere to a set of rules and regulations. The sort of property and its size are both restricted. Non-EU residents are only allowed to buy one apartment, home, building, or piece of land. Aside from that, the property’s size shall not exceed 4,014 square meters.

If the real estate is purchased through a Cyprus corporation, these requirements and restrictions will not apply. Non-EU residents who own a Cyprus company can buy immovable property in Cyprus to meet their operational needs, as long as they have and maintain a full-fledged office. Non-EU residents can operate a corporation that can buy real property for their foreign staff to live in. In such instances, the employee’s residence must be registered in his or her name. Non-EU residents must apply to the Council of Ministers for authorisation to purchase property by submitting a written application after the sales agreement has been signed.

Procedures And Recommendations Prior To Property Acquisition

A due diligence exercise should be carried out prior to the purchase of immovable property. The following are some important guidelines:

The buyer must check for encumbrances such as notes or mortgages on the property. This can be done by going to the District Lands office and conducting a search;

The buyer should double-check that the title deeds match the information on the property.

The buyer must also secure and submit all necessary building licenses, planning permits, and final approval certificates to the appropriate authorities.

The developer’s reputation and legal status should also be considered by the buyer.

When purchasing land, the buyer must ensure that the land is suitable for construction.

To ensure that the process proceeds well, make sure that both the stamp duty on the agreement and the title deed transfer costs are paid on time.

The ideal practice is to create a sale agreement that includes all of the transaction’s terms and conditions and is signed by both parties.

The following are the principal taxes and charges that apply to both persons and entities when purchasing, owning, and selling immovable property in Cyprus:

Duty on Stamps

When purchasing immovable property in Cyprus, the sales agreement must be stamped at the Tax Office and then presented with the District Lands and Surveys office within 30 days. The Inland Revenue collects stamp duty.

Fees for Transfers

When the title deed is registered in the buyer’s name, the purchase of immovable property in Cyprus is complete. The registration of a change of ownership with the District Land Registry Office is a simple process. The Land Registry Office will evaluate the market worth of the property at the time of contract signing and levy transfer costs appropriately when the title registration is finalised.

If the transfer is related to a transaction that is not subject to VAT, there is now a 50% discount on the above prices. There are no transfer costs in circumstances when the transaction is subject to VAT.

VAT stands for Value Added Tax (VAT)

Whether or not a property is subject to VAT, as well as the applicable VAT rate, are two issues that must be addressed in the sales contract.

Only the purchase price of new and unused properties is subject to a 19 percent value added tax.

If the following criteria are met, an individual can request for a preferential reduced VAT rate of 5% to be imposed on the acquisition or construction of their home:

An eligible person must submit an application. A Cyprus resident, as well as residents of the EU and non-EU Member States, are all eligible. Individuals must be at least 18 years old. Legal entities are not allowed to participate.

For the next ten years, the property must be used as the primary and permanent residence;

In the previous ten years, the buyer must not have purchased another property with a lower VAT rate.

Only the first 200m2 of the property are subject to a reduced VAT rate of 5%. A normal rate of 19 percent is applied to the remaining square meters.

A reduced VAT rate application must be submitted prior to the acquisition of a residence or, in the case of building, at any stage of construction. In addition to the application, the qualified person must provide suitable documentation and evidence demonstrating ownership and that the property will be used for a long-term stay. Property purchased from individuals who do not ordinarily dwell in Cyprus but want to use it as their primary house while in Cyprus is eligible for the reduced rate.

Tax on Immovable Property

As of 2017, the Inland Revenue has removed the immovable property tax.

Tax on Inheritance

Since the year 2000, Cyprus has had no inheritance tax.

Rates And Taxes In Your Neighborhood

Local taxes and fees vary depending on which municipality/council the property is in. Taxes typically vary from EUR 100 to EUR 300 each year. These fees are mainly for garbage collection, sewage, and other communal services and are based on the size of the property.

In Cyprus, you can sell your mobile property.

The capital gains tax in Cyprus is levied at a flat rate of 20% on the sale of immovable property in the country. Individuals can, however, claim lifetime exemptions, which will be reduced from the taxable capital gain from the sale. The following are exceptions:

The first EUR 17,086 of taxable gain from the sale of property in the Republic of Cyprus is tax-free.

The first EUR 25,629 in taxable gain from the sale of agricultural land will be excluded if the individual’s main occupation is agriculture.

The first EUR 85,430 taxable gain on the sale of the owner’s residential residence. There are certain restrictions.

There are a few deductions from the profits received from the sale that must be taken into account when calculating income from the sale of immovable property. These are the following:

The fair market value of the immovable property as of January 1, 1980, or the cost of acquisition if the date is later, adjusted for inflation until the date of disposal;

Expenses directly associated to the purchase or property of real estate, such as transfer fees, estate agency commissions, legal fees, and so on;

Any additions made after the acquisition date, up to the date of disposal, adjusted for inflation;

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Your guide to buying a property in Cyprus

A crucial distinction must be recognized before we begin discussing Cyprus. Cyprus has been divided since the Turkish invasion and occupation of Northern Cyprus in 1974. Greek Cyprus (in the south of the island) is a member of the European Union, but Turkish Cyprus (in the north of the island) is neither a member of the EU nor is it recognized by the UN.

Because buying property in Northern Cyprus may result in legal complications over the right of vendors to offer specific residences for sale, AIPP does not accept companies who represent property for sale in Northern Cyprus as members. As a result, this guide only covers property in Greek (southern) Cyprus.

What should I do first?

If you’ve decided to invest in a foreign property, Cyprus is a good choice. Following decades of British control, Cyprus has a special bond with the United Kingdom, which makes certain features of the island feel quite familiar. The Cypriot people are friendly to the British, and it is estimated that 60,000 Cypriots live in the United Kingdom.

Cyprus has a legal system similar to that of the United Kingdom, and buying property is generally simple. However, before you begin, ask yourself these three basic questions:

1. Why are you buying this property in the first place?

Is it a vacation home, a financial investment, or a place to retire to?

2. What do you intend to do while you’re there?

This could be resting with your partner, entertaining family and friends, participating in sports and leisure activities, or even working.

3. Which of these matters the most to you?

Is it the price, the location, the type of property, or the amenities?

After you’ve gotten these responses, you’ll have a better idea of what you’re looking for and may go on to the details.

Where should I shop in CYPRUS?

You’ll be spoilt for choice in practically any section of Cyprus, with breathtaking landscape, lovely villages, and kilometers of immaculate beaches. Historical villages brush up against raucous party towns, as they do on many small island locations, and each offers an entirely distinct experience. So, where do you begin your search for a property?

Paphos, in south-west Cyprus, and its neighboring villages are one of the most popular destinations for British expats; in fact, the number of expats here exceeds five figures. Paphos is rich in history and culture, and its golden beaches offer a diverse selection of accommodations, restaurants, and recreational opportunities, as well as its own airport.

If you want to be right in the middle of things, the rapidly developing Kato neighborhood on the Paphos waterfront is ideal, while Coral Bay is a little further out of town but still vibrant, with plenty of rustic tavernas and a magnificent Blue Flag beach.

Tala and Peyia, which are located within the hills inland from the beach, provide breathtaking vistas as well as some reprieve from the summer heat. Both have sizable expat populations.

The settlements to the east of Paphos, such as Konia and Anavargos, have a less’resort’ vibe but yet have all the amenities.

Polis, on Paphos’ north-west coast, with its gorgeous port, clear waters, and protected natural reserve, is well worth considering if you’re looking for absolutely picturesque and don’t mind a little trip.

Cyprus’ primary international airport is located in coastal Larnaca on the other side of the island. Beaches, high-end shopping, and a diverse selection of property options are also available in the city. In recent years, numerous significant constructions have been completed around the city’s waterfronts and streets.

If city life isn’t for you, check out Pervolia, which is free of large resort hotels and full of Cypriot flavor while still being tourist-friendly. Oroklini, a little further up the coast, is another option.

Limassol, on Cyprus’s southern coast, is located halfway between Larnaca and Paphos and was traditionally the island’s primary port. It is known for its carnival and wine festival, and it now has a vast new marina, as well as a diverse selection of restaurants, cafés, and shops, as well as numerous upscale projects along its sandy shores.

Erimi, Kolossi, and Episkopi, all about a 10-minute drive outside Limassol, have a more “villagey” atmosphere. Consider the calm Pissouri on the Paphos side of the island if you wish to play golf as well. It offers amazing sea views and is close to the famed Aphrodite Hills recreational area.

Because of its proximity to the Turkish-controlled northern border, Cyprus’ Famagusta enclave has received mixed assessments as a potential property acquisition location. If you’re moving to Cyprus for employment, you’ll be near Ayia Napa (Agia Napa), a popular party town where property is very cheap.

If you want to get away from the crowds (and the heat), the Troodos Mountains in central Cyprus provide a completely different perspective on the island. During the summer, you may visit the Louvaras, Palaichori, and Platanistassa local craft villages, which are full of cobblestone lanes, orchards, and vineyards. Skiing in the shadow of Mount Olympus is also feasible between January and March.

What kinds of CYPRIOT properties are available, and how much do they cost?

Part of the attractiveness of buying property in Cyprus is that the residences are distinct in style – and significantly less expensive – than those found in the United Kingdom.

When imagining a new life abroad, many foreign purchasers fantasize of a sun-drenched home. The good news is that these can be found all around Cyprus. A typical Cypriot villa will have a pool, terraces, and gardens, and will be located on the outskirts of town or in a smaller development.

A three-bedroom villa with a pool in Pervolia’s exclusive gated complex will set you back around €550,000. In Peyia, a similar-sized villa will cost around €300,000.

Townhouses are a wonderful alternative to villas since they provide ample living space while requiring less land. A decent terrace and roof top area are frequently included in the outside space. Expect to pay roughly €130,000 for a two-bedroom townhouse in Kato Paphos with a shared pool and close proximity to amenities.

The single-story bungalow is a popular choice among retirees. A three-bedroom detached bungalow with a private pool in Pissouri costs around €250,000.

Stone village cottages and farmhouses are more common in the more rural parts of Cyprus. Renovations for those in need will cost anywhere from €15,000 and €70,000. Expect to pay between €60,000 and €200,000 for a habitable home that has been restored or requires modest remodeling.

The bulk of buildings will have flats of various sizes that have been specifically designed for the tourist market. They are particularly popular among Brits due to communal amenities such as swimming pools and gardens, as well as shared maintenance costs.

The disadvantages are mostly ‘other people’ — congested during the holiday seasons and close proximity to neighbors – but they do provide a ready-made community on the other hand.

Apartment prices vary by region, but a new two-bedroom at Coral Bay with sea and mountain views can be purchased for around €75,000 as an example. A similar apartment in a popular Paphos resort, on the other hand, will cost around €300,000.

Another option is a resort property on a leisure complex, such as a golf course. You don’t have to play the sport to appreciate the breathtaking views and first-class amenities offered by these high-end buildings. They also have a high investment potential. A two-bedroom “junior” villa in a prime location on a resort like Aphrodite Hills will set you back over €500,000.

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The property price index in Cyprus is rising

Cyprus’s residential property prices dropped by 4.9 percent

The Cyprus House Price Index is a quarterly index that tracks changes in average residential property prices. It includes all forms of new and existing residential homes. The residential property’s land component is included.

“The Department of Lands and Surveys, Ministry of Interior, provided the data for both indices and weights.” The information pertains to all places under the administration of the Republic of Cyprus’ government.

Property sales are steadily increasing

According to numbers provided by the Department of Lands and Surveys earlier today, the number of property transactions increased in September 2021 compared to the same month last year.

A total of 914 contracts for the sale of property were deposited at land registry offices around the Republic in September 2021, up 16 percent from the 768 contracts deposited in August 2020.

Since the COVID restrictions were eased earlier this year, sales have been improving, and the number of sales in September surpassed the pre-COVID number of sales in September 2019. (692).

However, the data will include an unknown number of ‘non-sale’ agreements between banks and failing borrowers, such as loan restructurings, recoveries, and debt-to-asset swaps, in an effort by the banks to lower their non-performing loan portfolios. Unfortunately, these numbers are not published separately by the Department of Lands and Surveys.

The government’s interest rate subsidy program, which will last through the end of 2021, has boosted sales. In February, the maximum loan amount for home acquisitions was increased from €300,000 to €400,000, with a 1.5 percent interest rate subsidy for a four-year term.

Banks expect net demand for all sorts of loans from enterprises and families to increase during the third quarter of the year, according to the Cyprus Central Bank’s Bank Lending Survey, which was released earlier today.

The Department of Lands and Surveys has not yet released its study of the domestic and international sales numbers.

The real estate prognosis is bleak, but Nicosia defies the trend.

Homeowners were stranded at home during global lockdowns and semi-lockdowns, unable to go on vacations or meet social obligations. With more time and money on their hands, it seemed inevitable that home remodeling activities would skyrocket (renovations of some rooms, extensions of current ones etc.).

At the same time, the lockdowns produce a delay in the material’s manufacture. This resulted in a supply-demand imbalance that persists to some extent today.

Finally, a combination of cheap mortgage rates and the trend of working remotely prompted some apartment owners to purchase a home, resulting in increased desire for more room.

Plan for infrastructure investment and electric vehicles

Governments are investing more money in infrastructure projects all across the world (mostly USA and China). This transition is thought to be the safest and quickest approach to create a large number of jobs while also providing a greater fiscal multiplier on a country’s GDP.

As we look ahead, infrastructure projects are consuming a lot of materials, which will result in a significant increase in all building materials.

Furthermore, the increased demand for automobiles, particularly electric vehicles, is creating an increase in the use of steel, aluminum, and particularly copper, which is used in the building sector as pipes, plumbing, wiring, and heating and cooling systems.


As an importing country, recent transportation issues such as capacity constraints, container shortages (container crisis), the rise of electronic commerce, increased demand for transportation space, and port labor shortages have resulted in higher importing costs, which are then passed on to consumers.

What’s next in terms of construction costs?

The rapid rise in building costs has a negative impact on buyer affordability, while it has a negative impact on developers’ company because their estimations may be completely inaccurate once the project begins or during the development phase.

While there is little room to change pricing for current contracts, new project costs are passed on. As a result, rising construction costs are driving a slowdown in off-plan new house sales, while raising demand and prices for resale and key ready properties.

Unfortunately, the increased construction costs come at an inopportune time, as a robust housing supply is the only way to alleviate the current housing scarcity.

In terms of future building costs, while demand is projected to stay up for some time, the important determinant will be whether and how quickly production and transportation will recover to full capacity.

In this regard, based on current market expectations, we believe that building costs will remain high for another 1-2 years before returning to pre-pandemic levels by 2023. Construction expenses will have moderated to a more regular increasing rate of 3%–5% per year by that time.

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Property values continue to fluctuate

Sale values

Across Cyprus, on a quarterly basis, sale values increased by 0.9% for apartments, and decreased by 1.1% for houses, 1.4% for commercial properties, and 1.5% for warehouses and offices.

Sale values of holiday apartments and holiday houses increased by 0.3% and decreased by 1.7%, respectively.

Nicosia stands out from the districts, as sale values of houses continued to rise for the fourth quarter in a row (1.1%).

On an annual basis, prices island-wide increased by 0.7% for apartments, 0.1% for houses and 0.5% for holiday apartments, and decreased by 4.1% for retail properties, 3.8% for warehouses, 2.0% for offices and 4.3% for holiday houses.

Rental values

On a quarterly basis rental values increased by 1.1% for apartments and 1.3% for houses, and decreased 1.1% for retail properties, 1.4% for warehouses and 2.5% for offices.

Rental values of holiday apartments and holiday houses increased by 0.3% and 1.0%, respectively.

Paphos stands out from the districts, as rental values of retail properties continued to drop for the fourth quarter in a row (5.3%).

On an annual basis, rental values island-wide increased by 0.2% for apartments, 1.2% for houses, and 0.3% for holiday apartments, and decreased by 6.9% for retail properties, 2.3% for warehouses, 4.8% for offices and 4.8% for holiday houses.

the economic slowdown has had a significant impact on commercial properties, retail and offices, affecting particularly small and medium sized enterprises who rely on overseas demand/ visitors or are linked with the tourism industry.

In contrast, demand for residential properties, spurred-on by lower interest rates, low deposit rates, and a lack of investment options has resulted in significant investments taking place by locals.

Whilst transaction volume has recovered strongly and prices for selected property types are seeing an uplift, we are still miles away from seeing a return to stability as the economy is reliant on tourism and the impact on the banking sector is yet to unfold.

Nicosia driving slow real estate market

Nicosia is driving the Real Estate market with total property sales in the capital in the first nine months of 2021, exceeding that recorded pre-coronavirus pandemic.

Sales in the capital increased by a whopping 37% in the first nine months compared to the same period in coronavirus stricken 2020, and 38% more than the same period in pre-COVID 2019.

Despite an overall 9% decrease of Cyprus property sales from January to September, compared to 2019, Nicosia pulled in a remarkable increase, being the only district to do so.

According to Land Registry data, the number of sales documents submitted totalled 7003 from January – September, up from 5444 in the same period last year and down from 7736 in the nine months of 2019.

In the first nine months of 2020, the overall activity in the real estate market increased by 29% from last year.

Part of this increase is attributed to last year’s low base due to lockdowns that significantly reduced economic activity and the operation of the land registry itself.

Real Estate sales rose in all other districts; however, compared to 2019, sales decreased in all districts except Nicosia.

The biggest drop of 40% was in Paphos, while a decrease of 18% was seen in Limassol.

As the Central Bank pointed out in its latest real estate price report, the property market has been going through a period of adjustment since the beginning of the pandemic.

It attributed this to a possible shift of buyer and investor preferences to smaller apartments or houses of lesser value than previous years.

According to the Central Bank, there is increased demand for residential property in most districts, mainly for apartments and houses of smaller size and value than in the past.

On an annual basis, there is a stabilisation in house prices with an increase of 0.9% in the first quarter of 2021 from 0.8% in the fourth quarter of 2020.

In 2020, sales documents fell to their lowest point since 2016 at 7,968 units compared to 10,366 in 2019, recording an annual decrease of 23.1%.

Cyprus bucks EU trend for rising rents

Cyprus and Greece are the only two EU countries where the cost of renting a flat or a house has decreased over the past decade, according to the latest data released.

Rents decreased in only two countries between 2010 and 2021: Greece (-25%) and Cyprus (-3%).

The highest rises were recorded in Estonia (142%), Lithuania (109%) and Ireland (66%).

Cyprus has also seen the third largest reduction in house values overall compared to 2010, as prices decreased by 8%.

House prices decreased in four countries: Greece (-28%), Italy (-13%), Cyprus (-8%) and Spain (-3%).

The highest rises were recorded in Estonia (133%), Luxembourg (111%) and Hungary (109%).

In its analysis of the data, points out that between 2010 and Q2 2011, house prices and rents in the EU followed similar paths, but since Q2 2011, those paths have diverged significantly.

After a sharp decline between Q2 2011 and Q1 2013, house prices remained more or less stable between 2013 and 2014.

Then, there was a rapid rise in early 2015, when house prices have increased faster than rents.

From 2010 to Q2 2021, house prices jumped by 34%, and rents increased by 16%.

Rents and house prices in the EU continued their steady increase in Q2 2021, going up by 1.3% and 7.3%, respectively, compared to Q2 2020.

More specifically, while rents increased steadily throughout the period up to Q2 2021, house prices have fluctuated considerably.

Finally, when comparing Q2 2021 with 2010, house prices increased more than rents in 18 EU Member States.

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Exactly How to Manage Disagreements with Builders

For most of us, our house is our most valuable belongings. So, when you invite a builder to work with your building, it is not unusual to feel a little nervousness.

Most of instances, a builder delivers what you spend for, but also for an unfortunate minority, poor craftsmanship can lead to unwanted stress and anxiety and also extra expenses.

When you are left with low-grade building job it is easy to seem like there is little you can do however this is not the case. If handled effectively, disputes with builders can be fixed agreeably as well as do not need to take over your life.

In any kind of dispute, the purpose should constantly be to avoid court action, which is why we are going to share straightforward steps you can take to attempt and resolve any type of concerns promptly.

For situations where court action shows up unavoidable, guarantee you speak with a knowledgeable lawyer immediately.

1. Give Them a Possibility to Put Points Right

In dispute resolution, interaction is always vital to preventing a lengthy and also costly court case for both parties. While it can feel uncomfortable, the initial step in managing any kind of dispute with a builder is to raise the issue and give them a possibility to place it.

Oftentimes, the dispute can be settled there and afterwards. Also if court process are looking likely, this offer of redemption is still vital.

When taking a claim to court, the conduct of both parties can enter into play. If you can demonstrate you tried to get to a friendly resolution early, you are a lot more most likely to stay on the court’s good side.

Do not shy away from asking your builder to put points. When you do so, ensure you place a sensible but rigorous target date on when the work must be finished by as well as see to it is in composing, such as an e-mail or letter.

If you have any kind of push back from your builder concerning substandard job as well as have a contract, advise them that under the Consumer Legal Right Act 2015, got investors should execute their solution with sensible skill and also treatment.

2. Talk with One More Specialist

In the event that your builder is resistant or unable to resolve the concern they produced, it is time to begin getting ready for a feasible future claim for problems.

It goes without saying that in order to claim, you require a suggestion of what it will set you back to make the essential solutions. Speak to one more specialist so they can assess the damage created and give you a quote for what it would set you back to resolve.

Not only will this help you determine the validity and also degree of your claim, yet it will certainly likewise highlight what you need to do to avoid more damage or risks to safety.

Make certain you do so swiftly if there are actions you require to take to stay clear of additional damages. At this moment, you will certainly have a ‘duty to mitigate’ suggesting you require to clear up actions to limit the resulting injury.

For instance, if you had a hole in your cooking area wall, you could not expect to leave your systems exposed to the weather condition for months and after that claim for the resulting damages to them. You would need to take reasonable steps to fill the hole.

3. File Everything

When making use of any kind of builder, it is always a good idea to document the progress of their operate in situation of a future dispute. Doing so will guarantee you have a riches of evidence to reinforce your claim.

Certainly, the first item of recorded proof you are most likely to have is a contract. In case you do not have an agreement, search for any kind of paperwork that explains the terms on which the job was agreed.

Besides an agreement, there are a range of other kinds of proof you can collect. These consist of:

  • Photos of the job given
  • Emails, letters, texts and any other communication you have had with your builder
  • Notes of any discussions you have actually had

4. Make an Authorities Complaint

If you have offered your builder an opportunity to make points right, sought a second opinion, have evidence of the damage and still not gotten to a resolution, it is time to make an official complaint.

Depending upon the dimension of the business you utilized, it is feasible they might have their own grievances treatment. If this is the case, you ought to start by lodging a complaint with them.

Attempt to identify whether they are a participant of a profession association if your builder’s firm does not have an issues process. There might be a dispute resolution system you can make use of by means of the trade organization if they are.

On the occasion that you can not lodge a complaint using the firm or the trade association, it is time to talk with a solicitor and also draft a letter. Unlike any type of communication you might have sent out formerly, this letter will define the basis of your claim, the problems you have actually incurred and the lawful steps you will certainly take if the dispute is not managed.

Sending a letter will certainly showcase just how significant you are, however it is vital that every little thing you consist of is accurate, which is why you should always look for the help of a lawyer.

5. Consider Exactly How You Paid

Before we go on to consider how you can deal with a dispute with builders in court, it is worth pointing out that how you paid might play a role.

You may be able to recuperate some or all of the cash if you paid your builder via PayPal or with a debt card. When it comes to bank card, the recovery is used Section 75 of the Consumer Credit Act 1974.

Likewise, if the building work was guaranteed you might be able to claim from your insurance company. You can also check your home insurance to see if you have any legal cover for constructing conflicts, in which case you need to talk with an attorney.

6. Litigate

If you have been not able ahead to a contract with your builder or dispute resolution has stopped working, it is likely that the matter will require to be worked out in court. Now, it is very important to talk with a lawyer to get a clear understanding of what you require to do to offer you the very best possibility of success.

The dimension of the claim you are making will certainly establish which track your claim will take via the area court. For claims of less than ₤ 10,000 (or ₤ 1,000 or less if the claim is for accident or housing disrepair), the case will certainly be assigned to the small cases track. Claims of ₤ 10,000 to ₤ 25,000 are normally dealt with the fast lane, while larger extra complicated claims are dealt with on the multi-track.

While every dispute will need its very own distinct method, below is an approximation of what to expect from the court process:

  • Your solicitor will release proceedings to the court. This involves creating a recap of your situation, including the lawful basis for your claim and how much you are declaring.
  • A copy will be sent out to the accused as well as they will certainly be provided 2 week to react to the process. They will either send an admission, implying they approve the claim, a support, meaning they dispute all or part of the claim, or an acknowledgement, implying they plan to protect all or part of the claim (in which instance they obtain an extra 2 week to send a support).
  • In many cases, the defendant will not supply a reaction, in which instance you can relate to the court for a default reasoning.
  • A day will certainly be established for the court to rule on the claim if the claim is safeguarded.

When it pertains to managing builder conflicts in court, every situation is various as well as must not be pursued without the assistance of a lawyer.

Have a Dispute with a Builder?

Where you assume a dispute with a builder can not be fixed amicably, your primary step must be to talk to an experienced lawyer.

Without one, you may have a hard time to construct a strong instance. After all, you do not want to shed your money due to the fact that, for example, you did not accumulate the best proof or sent court files inaccurately.

If you have received job from a builder that has actually fallen well listed below the conventional agreed or expected, talk to Mediation 4 Builders to locate out how we can aid you.

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Obtaining The Height

The height of your shower, container as well as bath truly matters when it comes to bathroom planning

When you’re thinking about installing a brand-new bathroom, the last point individuals think about is the typical bath or sink height We concentrate on points like the palette, lighting fixtures, or wall and flooring ceramic tiles, but what regarding getting the ideal height for all your bathroom installations?
Requirement bath height
Remodeling a bathroom can be extremely interesting. The crucial point to make a decision from the outset is where you are mosting likely to position the major sanitary items– the sink, bathroom and also bath. There frequently isn’t a great deal of wriggle area with a bathroom, unless you are doing something drastic like knocking senseless a wall or getting rid of a bath as well as changing it with a walk-in shower.

Wherever you are intending to place these items, it is important to know their sizes, which is particularly essential when it concerns choosing the ideal bath panels.

In the UK, the common bath measures 1700mm x 700mm. The typical bath height is 510mm. Heights may vary, it is crucial to remember that the higher the bath is, the more challenging it is to get in an out. That is specifically crucial to take into consideration in family members residences or houses for older individuals.

If you have sufficient area to mount one, freestanding baths are a great selection. Both roll top and also modern versions include design and also beauty to bathrooms. They come in conventional bath height however can be raised on a system or have various designs as well as feet which will certainly influence on the overall bath height

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Container height

When it pertains to selecting your bathroom sink height, you require to make a decision where the sink is mosting likely to be positioned. This will generally be established by the existing supply of water.

Most plumbing experts say a comfortable basin height is thought about to be somewhere between 800-850mm. Individuals that are specifically high might want to take into consideration installing their basins a little higher to take the stress off their backs when it comes to bending over the sink every morning.

Before choosing bathroom sink height, it is a great idea to contrast the heights of sinks you use outside of the house. Gauge it and utilize it as a comparison guide if you find one you like. The sink at the workplace might be also reduced, suggesting you always need to crouch down to wash your hands. The height of the bathroom sink at your regional coffee shop may be too high, while the one at your buddy’s location can feel ideal. Take a look at as many as you can so the height of your bathroom sink is just right for you. When it pertains to making this choice there are wrong or no right solutions. You’ll be using your sink on a daily basis, so it requires to be at a height that is as comfortable as feasible.

Shower height.

Whether your shower is mounted over your bath or is a stand-alone model with a shower enclosure, there are a few rules of thumb for getting the appropriate height. Showerheads need to preferably be high sufficient for individuals to stand easily underneath but not so high that the water hits the wall in front of you.

The average height is 200cm, yet this must usually be about one foot over your head. Rain showers are generally suited line with the ceiling yet heads that are suspended need to have to do with one foot lower.

Tip: A lot of Showers have downloadable dimensional line drawings readily available for all their showers, they will assist you determine the right height for your shower. Find them on specific shower product pages under the ‘Resources’ tab.

Mirror height.

When picking the appropriate height for your mirror, you must be directed by your very own height. Locate the average of everybody who will certainly be utilizing the mirror in your home as well as make sure every person fits pleasantly within the top and also bottom of the mirror. 5ft 6″ is the ordinary height, however all families will normally be various.

For the most symmetrical appearance, a centre line can be created between the ceiling as well as the counter. People usually place the bottom of their mirror above their taps, but you can create an elegant impact by allowing the two overlap.

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Is it secure to get property in Cyprus?

ALTHOUGH changes to the law in the last few years have actually aided to reduce the dangers when purchasing property in Cyprus, substantial issues still stay in cases where residential or commercial properties are acquired for which no Title Act has actually been released.

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Where no Title Act has been provided for a property being bought, transferring the sale agreement at a Land Registry Workplace avoids the supplier from selling the property to someone else. (Nevertheless, a small number of instances have actually been reported where contracts have actually been gotten rid of from the Land Pc registry and also the property offered to a 3rd party.).

In cases where a contract has actually been deposited at a Land Registry Workplace and also the vendor falls short to fulfil his legal responsibilities, the buyer can apply to a Court requiring the transfer of the property to their name. However, obviously, the property can not be moved if there is no Title Deed.

Post 10 of the Streets and also Buildings Policy Regulation, Cap 96, clearly mentions that “no individual will make use of or occupy, or reason, permit, or experience any various other person to occupy or utilize, any kind of structure unless as well as till a certificate of authorization has been provided in regard thereof by the experienced authority.”.

Once finished, buildings are examined to guarantee they adhere to the different authorizations and accepted plans for their building by the preparation authorities, fire services, etc. These assessments also guarantee fire doors as well as various other essential health and wellness actions have been integrated in the building. Once released this ‘Certification of Authorization’ together with the strategies, permits, etc. is passed to the Land Computer registry who can after that begin the procedure of issuing the buildings Title Deed( s).

In greater than twenty years I have declined a solitary situation where criminal proceedings have been brought against any person occupying, using, etc. structure for which no Certificate of Authorization has been released. What is the factor of having a legislation that is never enforced? As well as if it were imposed that is going to wait the many years it takes the authorities to release this certification up until they can relocate into their new residence?

Additional issues occur when programmers fall short to finish growths, leaving roads, pavements, green areas, etc. unfinished. In these cases, it’s the hapless customers who have to spend for any exceptional work to be finished before they can obtain clean Title Actions. As well as in many cases, the planning infringements might be so severe that Title Deeds may never be released!

What property is secure to buy?

It’s generally secure to acquire properties that have been released with their all-important Title Actions. Nonetheless, it’s not all plain sailing.

Encroachment, where a property has actually been improved a neighbor’s land, can be a trouble in the villages. I would certainly recommend any person getting an older property or land in a village to have its boundaries inspected by a signed up land surveyor.

And in all instances use an independent lawyer to safeguard your interests as well as execute due diligence in your place. By ‘independent’ I suggest a lawyer that has no link with anyone else associated with the purchase as well as who is licenced by the Cyprus Bar Organization. The UK Foreign and Republic Workplace releases a checklist of English speaking lawyers readily available on their site at Cyprus– Listing of Translators/interpreters as well as legal representatives.

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How To Get Into Property Development in the Cyprus

To get into property development; you must first decide on what kind of property developer you will become, compare the potential of opportunities and property investment strategies, learn how to best leverage property development finance and go pro by diversifying a property portfolio.

It can seem as though getting into property development is a sure thing. Buy a run down house, do it up on the weekends and sell on for a profit, or don your landlord hat and reap in the rental yields each month.

Despite popular TV shows making it look simple, there are questions that need to be answered.

When you’re getting into property development for the first time, you will need to ask yourself if you will do this:

As a sole trader
As as business partnership
As a limited company, etc.
As an example, setting up and registering as a limited company has its own advantages, such as being able to claim against tax for costs and materials.

Weighing up the pros and cons

It may be worth noting that a limited company structure, making you a company director, could affect things you might not expect like child tax credits, general benefits, the way you receive your income and so on. Each avenue needs to be thoroughly explored when you’re getting on the road to becoming a successful property developer. 

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Plan, plan and plan again

Make a business plan of your short and long goals, aims, potential costs, income and any other factors that need to be considered.

Your plan should encompass all of the research and knowledge you have of your given strategy and the area you are operating in.

Your chosen path should be at the centre of your plan as well as weighing up all of the risks.

Once you have determined how you’re going to move forward, be it on your own as a sole trader, with a partner or as a limited company, then the next stage of your journey is to research and understand the variety of development opportunities at your disposal.

What’s your local area like? (amenities, transport links, economy etc.)

Are you able to convert some run-down premises into a high yielding HMO development?

Is there a run down office block in your town or neighbourhood which could be used as a commercial conversion and transformed into serviced apartments?
Can you gain the planning in your area?
It’s important, especially on your first development, to have clear direction and a road map of how you’re going to approach your given opportunity and consider what exit strategy you’re going to use.

The most popular development strategy for many first timers is the typical residential buy to let. This is where one buys a residential property with intent to let it out for tenants to live in.

Some larger properties can be made into HMO’s (Houses with Multiple Occupancy) which means you double down on your income and generate multiple rental incomes each month.

You could also buy a house, renovate it, and sell it quickly to make a speedy profit, otherwise known as a ‘flip’, or ‘property flipping’.


Think outside the box

Commercial properties can be purchased and made into residential properties.

Other options include buying land to sell onto a developer, or buying land to build a development from the ground up.

You could even build a second home on your property, a value adding extension or knock it all down and go bigger.

The doors open the more you consider your options and keep your wits about you. Empower yourself to make highly informed decisions by ensuring you’re educated and equipped with the knowledge it takes to create and seize opportunities as opposed to sit and wait for them.

To summarise: If you’re getting into property development for the first time, you must have a clear idea of the type of development projects you would like get into and research potential outcomes and options thoroughly.

Talk to Estate agents, investors, financial experts, councillors, builders and property strategists.

JaeVee may be able to help you get started with any project development ideas that you get.

Browse online

Use online sites and tools as well as estate and letting agent’s local knowledge to gain invaluable research on the market, the upcoming areas, planning permission applications and rental prices.

This should be reflected in your business plan.

Learn who your target market is (as it will differ geographically) and what is in demand in the local area.

Do you understand enough about how the financials work behind a property development? – Could you put down a big deposit or qualify for a mortgage?
Would you be successful in applying for a bridging loan?
Have you incorporated Stamp Duty Land Tax into your workings?

How to finance first-time property development projects

Within your plan, you should feature how you plan to fund your property developments.

Few will have the cash to buy the property outright which means you will need to look into leveraging debt so you will need to know what development finance options are available to you.

Seek financial advice from a professional and together you can explore buy to let mortgages, bridging loans, development finance and commercial term loans.

When you work with JaeVee, we provide 100% of the funding in the form of a joint venture therefore taking care of the funding side leaving you to concentrate on finding profitable property development opportunities.

Be patient

It can take 6-18 months to see a visible return on your investment in the property industry.

  • Can you handle a long-term investment?
  • Have you factored into your budget all potential expenses and scenarios?
  • If the construction work took longer than expected, what are the financial ramifications of this?
  • What if you needed more materials for construction due to inaccurate planning?

Do your maths


With simple maths, you can factor in all of the fees and extra costs, the taxes and payments that go with buying and selling or renting out a house.

These costs may include;

  • Purchase of property
  • Paying builders and materials
  • Changing utilities and services
  • Decorating the property
  • Insurances
  • Solicitor fees
  • Legal fees
  • Stamp Duty Land Tax
  • Hiring tradesmen or materials to make it liveable.

A quantity surveyor, an architect, a contractor… the list is expandable.

Can you really afford to have the property sit empty?

What happens if the tenants in the property cannot afford to pay the rent and you have an outstanding mortgage to pay?

If the market fluctuates will your investment really hold out? There are a lot of costs involved, and you will need to rely on profit from the rental yield (the income from rent each month) or capital gains once the property has had value added to it and you sell it on for a profit.

Know your tax

There are many types of taxes and reliefs that you need to know about in advance:

There are buy to let tax implications, such as the HMRC viewing rental income as a form of income and subject to the relevant tax band.
If you are buying property to sell on then you will be subject to capital gains tax and of course stamp duty.

Why diversify

Start by looking at different types of property, different opportunities such as commercial or industrial properties to minimise your losses and gain experience.

What skills do you need to become a property developer?



You really do need the skill of multitasking as the likelihood is that you will be spinning a few plates at the same time when managing a property development project.


Keep calm

Do you worry? Or get stressed easily? One of the main skills you need to become a property developer is that you can keep a cool head during high pressure situations. Never get too high, or too low.



Do you have a basic handle on numbers?

A key skill in becoming a property developer is to keep the numbers in check and be able to produce various financial reports on expenses to the relevant parties.


Know the right price

Quite simply, in property you make money when you buy.

It is essential that you learn how to get a property at the right price.

If you get it wrong, the results could be catastrophic.

Don’t allow emotions to cloud your judgement and stick to the ceiling price.



Filling a form out may not seem like a skill, but realising the legalities and obtaining the correct forms for licences and planning permissions is.



You will likely need to communicate with a number of people and good management skills are essential.



Fancy yourself a budding salesperson? Or a marketing whizz? You will certainly needs these skills in becoming a property developer because ultimately you will need to sell or rent properties to achieve exit strategies.


Project management

You will need to oversee a number of projects from renovations to expenses and much more so it is essential that you have the skills to project manage. You will also need to be a team player and work well with others.



When you get paid do you spend it all in a day? Or are you a keen saver? Being able to control your finances, keep to budget and keep track of your expenses is a necessary skill in becoming a property developer.


Hard work

It goes without saying that one of the fundamental skills of property development is hard work. Long hours both on and off site and sometimes in conjunction with your other obligations as well.



You will certainly need to demonstrate some entrepreneurial skills should you choose to go into property development, an understanding of the economic market and some business savvy too.